They recognize that genuine prosperity is achieved when your money works for you rather than for the government. Rather than putting it in an account where you face all the risk and then having the government decide how much you get to retain when you withdraw it, you may use the U.S. Tax Code to reduce your current taxes and then allow your after-tax money to grow without the government looming over your future.

However, the extremely wealthy do not follow this strategy…

Even the non-wealthy can free up their money in qualifying accounts so they may utilize it now or invest it in an investment vehicle that will fund their retirement with lower tax repercussions. Simultaneously, it will raise the value of their estate at their death while also providing certain living advantages. The assets are still protected from creditors.

Maximize Your Money Now and Secure a Prosperous Retirement

Our Unique Program

THE VAULT

• Makes Use of Current Tax Code Changes
• Investment-Grade Insurance Contracts
• Company structuring
• Proven Asset Protection techniques

Your CPA, tax attorney, estate planning attorney, and financial planner may all be experts in their fields, but because The Vault Program incorporates elements of tax law, financial investments, estate planning, and business structuring, your advisors will be unable to duplicate it unless they:

• Understand what the program is and how it works
• Have an expert-level understanding of their own field
• Understand how their field interacts with other professional strategizing disciplines, and
• Work with other professionals in the field to prepare a program with maximum benefits for their customer

Why Haven't You Heard About This Before?

Asset protection is the adoption of various strategies to protect one’s wealth. It is an essential component of financial planning and ensures you have a safety net against claims from creditors.

Individuals and businesses use asset protection to limit the access creditors have to various crucial assets while staying within the bounds of the debtor-creditor law. Therefore, your most valuable assets remain untouched in case of seizure, taxation, or other losses.



Asset protection strategies are legal and the best alternatives over fraudulent practices such as contempt, concealment, tax evasion, fraudulent transfer, and bankruptcy fraud that an individual or business may use when desperately trying to evade creditors.

The primary factors that determine the degree of asset protection required include:

What kind of industry you are in and what you do for a living

Who is a part of the business

What kind of earnings or revenue are you expecting

What your role is in the business

Do you have any licenses or Intellectual Property to protect?

What type of assets do you want to protect

Nature of the asset



*Regarding nature of the asset, several types of assets are exempted from creditor claims. For instance, a homestead exemption protects homeowners from being forced to sell their homes to repay debt. 

Real estate asset protection uses the same principles as other assets. Typically, you’d employ the following three strategies to protect your real estate from creditors:

1. Having the property under tenancy by the entirety – meaning you jointly own the property as a couple, thus one’s debt cannot give the creditor authority to seize the property unless you’re both in debt to the same creditor.
2. Creating an LLC
3. Having the property in someone else’s name

Asset Protection and Real Estate

A newer kind of entity called LLP, protects the general partner from personal liability for the debts incurred by the partnership. This entity has a protective barrier of setting up multiple layers of entities in a simpler, more refined approach.



When your business enterprise becomes a limited liability limited partnership, you can always rest assured knowing that the only assets you are risking are the assets that you invest in your business.

A family limited partnership (FLP) is a limited partnership that only contains members from the same family.



One of the biggest and most favored advantages of our FLP’s is the tax benefits. If a family member chooses to purchase both a general partnership interest and a limited partnership interest and they transfer these limited partnership interests to other members of their family, the transferring party gets to reduce the taxable value of their estate. This ensures complete control over the management and investment decisions of your company, and the transferees, who are not granted authority to make decisions regarding these matters. This could make others able to take advantage of valuation discounts when the transfer is complete.

Real estate can be a valuable investment, but often is accompanied with both risks and liabilities. If your properties are titled to a person rather than a business, you are then personally liable for any form of damage and loss regardless of where they come from (i.e. accidents, injuries, etc.).

If any of your properties are involved in any kind of lawsuit, your personal assets are at risk. This could include anything from cars, to your house, your bank accounts, or other real estate investments you own.



Nevertheless, there are ways to protect your assets by placing your properties in business entities in order to create a protective barrier between you and the owned assets. This ensures that it becomes far more difficult for a judgment creditor to hunt your assets in any lawsuit that could involve your investment property.

An asset protection planning strategy that can limit liability risks, is the use of holding and operating companies. The ideal business structure has an operating entity that owns no vulnerable assets while the holding entity owns the assets of the business. Within this structure, small business owners could eliminate or significantly limit the liability of both the personal and business debts.

Real estate can be a valuable investment, but often is accompanied with both risks and liabilities. If your properties are titled to a person rather than a business, you are then personally liable for any form of damage and loss regardless of where they come from (i.e. accidents, injuries, etc.).

If any of your properties are involved in any kind of lawsuit, your personal assets are at risk. This could include anything from cars, to your house, your bank accounts, or other real estate investments you own.



Nevertheless, there are ways to protect your assets by placing your properties in business entities in order to create a protective barrier between you and the owned assets. This ensures that it becomes far more difficult for a judgment creditor to hunt your assets in any lawsuit that could involve your investment property.

LLCs (Limited Liability Companies) are a type of business structure that combines the liability protection of a corporation with the simplicity and flexibility of a partnership. Members of an LLC are not personally responsible for business debts or obligations, meaning their personal assets are protected.



LLCs are often preferred by small business owners and startups as they are easier to manage and have fewer formalities compared to corporations. In terms of taxes, LLCs have the option to be taxed as a sole proprietorship, partnership, or corporation. This flexibility in taxation makes LLCs a popular choice for small businesses.

C-Corps, or C Corporations, are the most common type of corporation. They are separate legal entities from their owners, meaning shareholders have limited liability and are not personally responsible for the company’s debts or obligations.



C-Corps are taxed as separate entities and any profits are taxed at the corporate level before being distributed to shareholders as dividends. This double taxation can make C-Corps less attractive for small businesses, but they are often preferred by larger, publicly traded companies because they offer a wider range of options for raising capital.

S-Corps, or S Corporations, are a type of corporation that has elected to pass corporate income, deductions, and credits through to their shareholders for federal tax purposes. This allows the company to avoid double taxation on the corporate income.



S-Corps have the same limited liability protection as C-Corps, but they are subject to more restrictions, such as having no more than 100 shareholders and only allowing certain types of shareholders. In terms of taxes, S-Corps are only taxed once on their income at the shareholder level, which can provide a tax savings compared to C-Corps.

Partnerships are a type of business structure where two or more people own and operate a business together. In a general partnership, each partner is personally liable for the business debts and obligations. In a limited partnership, there are both general and limited partners, with the latter having limited liability.



Partnerships are often preferred by small businesses because they are relatively simple to set up and have fewer formalities compared to corporations. In terms of taxes, partnerships are pass-through entities, meaning that the business income is passed through to the individual partners and taxed at their individual tax rates.

Series LLCs are a type of LLC that allows a single company to create separate series or cells within the company that have their own liability protection. This means that each series can have its own assets, income, and debts separate from the others, and the liability of each series is limited to its assets. planning.



Series LLCs are often used in real estate investment, where each property can be managed as its own separate series. In terms of taxes, each series of a Series LLC can be taxed as a separate entity, or the entire Series LLC can be taxed as a single entity, providing flexibility in tax.